Banavaram Charan

BANAVARAM CHARAN

0%
FULL STACK DEVELOPER & FINTECH ENTHUSIAST
EX-STANDARD CHARTERED GBS BANKING OPERATIONS B.TECH CSE
Python Java JavaScript React SQL
INITIALIZING PROFILE
AVAILABLE FOR OPPORTUNITIES

BANAVARAM CHARAN BUSINESS ANALYST

DATA ANALYST · SOFTWARE DEVELOPER

Computer Science graduate with enterprise experience at Standard Chartered Bank GBS, combining business operations understanding, workflow analysis, data analytics, and software engineering to build practical, technology-enabled solutions.

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LinkedIn GitHub banavaramcharan@gmail.com
ENTERPRISE EXPERIENCE Standard Chartered Bank GBS Financial Liabilities Operations · WRB
ACADEMIC FOUNDATION B.Tech, Computer Science (IoT) Christ University · CGPA 8.23 / 10
CORE DIFFERENTIATOR Business + Data + Technology Connecting operations with structured software
PROFESSIONAL PROFILE
Verified
Banavaram Charan
Banavaram Charan Business Analyst · Data Analyst · Software Developer
CURRENT ROLE

Apprentice – Financial Liabilities Operations (WRB)

Standard Chartered Bank GBS · Oct 2025 – Present
EDUCATION

B.Tech in Computer Science & Engineering (IoT)

Christ (Deemed to be University) · CGPA: 8.23 / 10
TECHNICAL COMPETENCIES
Business Analysis Payment Settlement Maker–Checker SQL Power BI Python React.js Node.js
Standard Chartered Bank GBS
PCAP Certified
Active & Available
01 ABOUT ME

Connecting Business Operations, Data Analysis, and Practical Technology

Computer Science graduate with hands-on enterprise banking operations experience, bridging business processes with data-driven decision making and software solutions.

Quick Jump:
Experience ↓ Projects ↓ Resume ↓
Banavaram Charan
ACTIVE · BENGALURU, INDIA
Banavaram Charan · Standard Chartered Bank GBS Apprentice

Who I Am & How I Work

My path connects a solid academic foundation in Computer Science & Engineering (IoT) from Christ (Deemed to be University), Bengaluru, with real-world enterprise banking operations at Standard Chartered Bank GBS.

Operating in Wealth & Retail Banking (WRB) operations, I work daily with high-volume financial transactions, multi-gateway payment settlement, Maker–Checker risk governance, and SLA-driven operational commitments. I understand how business workflows function before reaching for code: who is involved, what exceptions occur, where compliance is essential, and how structured systems can eliminate manual toil.

Whether analyzing operational procedures, modeling data in SQL and Power BI, or building full-stack web applications with React and Node.js, my core differentiator is bridging the gap between business stakeholders and engineering teams.

BUSINESS ANALYSIS BANKING OPERATIONS DATA ANALYTICS PROCESS IMPROVEMENT
01 BUSINESS & PROCESS

Business & Process Analysis

Mapping complex operational workflows, capturing business requirements, identifying bottlenecks in manual tracking, and designing centralized digital process models with Maker–Checker controls.

Workflow Mapping & Elicitation

Documenting end-to-end operational handoffs, functional requirements (FRD), and business rules.

Maker–Checker Governance

Structuring dual-authorization validation checkpoints and role segregation to protect operational accuracy.

02 DATA & REPORTING

Data & MIS Analytics

Extracting and analyzing transactional data using SQL and advanced Excel (formulas, pivot tables, MIS reporting), and designing Power BI dashboards for volume and turnaround time visibility.

SQL Data Extraction

Querying and aggregating high-volume transactional logs to identify processing trends and exceptions.

Interactive Power BI & MIS

Designing executive and operational dashboards monitoring SLA performance, backlogs, and turnaround time.

03 FULL STACK

Software Development

Developing full-stack applications with clean database architectures, RESTful APIs, and responsive frontends using Python, React.js, Node.js, and relational database systems.

Modern Web Applications

Building responsive, accessible interfaces in React.js paired with Node.js/Express backend APIs.

Database Architecture

Designing normalized schemas in PostgreSQL and MySQL with transactional consistency and RBAC.

04 OPERATIONAL DIGITIZATION

Process Improvement & Automation

Evaluating manual operational dependencies, designing digital replacements for spreadsheet tracking, and applying software concepts to improve efficiency and operational auditability.

Eliminating Manual Toil

Identifying repetitive manual steps and replacing fragmented spreadsheets with centralized digital queues.

Reconciliation Logic

Structuring multi-gateway payment settlement matching, discrepancy classification, and refund resolution.

02 EXPERIENCE

Professional Experience

Hands-on operational execution in banking operations, financial liabilities, and payment settlement at Standard Chartered Bank GBS.

01
PAYMENT OPERATIONS

Payment Gateway Settlement & Reconciliation

Operational Responsibilities

Analyzed payment gateway reports and supported settlement and refund processing across Razorpay, Paytm, PayU, CCAvenue, TPSL, BillDesk, and Atom.

Discrepancy Investigation

Investigated transaction discrepancies, validated settlement and refund data against core ledgers, and supported accurate financial reconciliation within SLA targets.

02
RISK & CONTROLS

Maker–Checker Authorization & Risk Governance

Operational Controls

Performed validation and risk checks for sensitive financial transactions while strictly adhering to Maker–Checker controls, internal procedures, operational risk guidelines, and SLA requirements.

Process Integrity

Ensured complete documentation verification, dual-authorization compliance, and clear audit history across high-risk transaction requests.

03
DEPOSIT SERVICING

Financial Liabilities & Portfolio Servicing

Portfolio Scope

Managed deposit and account servicing activities involving Company Deposits, NRE/NRO accounts, FCNR(B) deposits, account closures, and reactivation of dormant accounts.

Servicing Operations

Handled banking charge requests including charge levies, debits, credits, reversals, interest adjustments, lien placements, and risk markings.

04
DATA & REPORTING

Daily Operational MIS & Process Improvement

MIS Reporting

Prepared and analyzed operational MIS reports using Microsoft Excel for transaction tracking, reconciliation, workload monitoring, and leadership reporting.

Process Digitization

Analyzed manual workflows and operational dependencies to identify opportunities for process improvement, automation, digitization, and technology-enabled solutions.

03 SELECTED WORK

Academic, Personal & Professional Projects

Authentic projects spanning software development, business process analysis, data modeling, cloud systems, and IoT.

Cloud & Security Concept Academic Project

Cloud Secure Storage Mechanism (CSSM)

PROBLEM:

Monolithic file storage on single cloud providers creates vulnerabilities to outages and single-point security breaches.

SOLUTION:

Combined information dispersion techniques with cryptographic encryption to distribute fragmented data across cloud storage nodes.

Role System Design & Research
Concept Data Dispersion + Encryption
Domain Distributed Cloud Storage
Cloud StorageData DispersionCryptographic EncryptionDistributed Systems
Software & Healthcare Tech Academic Project

iHealthcare — Medical Image Processing

PROBLEM:

Transferring medical diagnostic scans between clinics risks patient privacy violations if identifying data is left un-masked.

SOLUTION:

Engineered automated Python pipelines stripping patient identifying metadata (PII) before queuing images for cloud physician review.

Role Software Developer
Focus Data Masking & Automation
Domain Healthcare Tech & Privacy
PythonImage ProcessingData MaskingPrivacy Compliance
Data Analytics & Machine Learning Machine Learning Project

YouTube Adview Prediction

PROBLEM:

Advertisers need accurate forecast estimates of video ad view volumes to allocate campaign budgets across content categories.

SOLUTION:

Performed exploratory data analysis and model benchmarking where Random Forest Regressor demonstrated the highest predictive performance.

Role ML Data Analyst
Top Model Random Forest Regressor
Stack Python · scikit-learn · Pandas
Pythonscikit-learnPandasNumPyRandom ForestEDA
IoT & Infrastructure Monitoring IoT Capstone Project

Predictive Maintenance Framework

PROBLEM:

Manual periodic inspections of civil infrastructure often detect structural degradation only after hazardous cracks develop.

SOLUTION:

Engineered an IoT framework streaming vibration and strain sensor telemetry via MQTT to identify structural anomalies proactively.

Role IoT Systems Developer
Hardware Arduino · Raspberry Pi · Sensors
Protocol MQTT Telemetry
IoT SensorsArduinoRaspberry PiMQTTPredictive Analytics
04 SKILLS & CAPABILITIES

Core Competencies & Technical Capabilities

Grounded in banking operations, data analytics, and software engineering. No exaggerated percentages — only authentic, verifiable capabilities.

PRIMARY

Business & Process Analysis

Business Analysis Process Analysis & Mapping Requirements Elicitation (BRD/FRD) Process Improvement & Digitization Banking Operations (WRB) Maker–Checker Controls SLA & Exception Management Operational MIS Reporting Root-Cause Analysis
ANALYTICS

Data & Operations Analytics

SQL Queries, Joins, Aggregations Power BI Dashboards Microsoft Excel Formulas, Pivot, MIS Python for Data Analysis Pandas & NumPy Matplotlib & Seaborn scikit-learn Machine Learning Transaction Reconciliation
BUILDER

Software Development

Python PCAP Certified Java Core & OOP JavaScript ES6+ Modern React.js Node.js & Express Spring Boot Django HTML5 & Modern CSS3 RESTful API Design Relational Database Modeling
TECHNOLOGY

Cloud, Tools & Productivity

Git & GitHub AWS Cloud Concepts Docker Containers Terraform & Packer Azure CLI Visual Studio Code CI/CD Concepts Linux Shell Basics
HARDWARE

IoT & Embedded Systems

Arduino Raspberry Pi ESP8266 Microcontrollers MQTT Protocol Node-RED IoT Sensor Interfacing Telemetry Collection
05 CREDENTIALS

Verified Certifications

Official industry credentials verifying programming, algorithmic problem-solving, and cloud platform proficiencies.

PYTHON SPECIALIZATION VERIFIED
PCAP – Certified Associate in Python Programming

Python Institute

Comprehensive certification verifying proficiency in Python syntax, object-oriented design, error handling, package architecture, and standard libraries.

ALGORITHMS & C VERIFIED
Problem Solving Through Programming in C

NPTEL — IIT Kharagpur

Rigorous 12-week computer science foundational course in pointer arithmetic, memory management, algorithms, and data structures.

CLOUD IOT PLATFORM VERIFIED
Advantech PaaS — Level 1, Level 2 & Level 3

Advantech Cloud IoT Academy

Multi-level qualification covering industrial cloud platform architecture, edge device integration, and PaaS administration.

ITSM PLATFORM VERIFIED
ServiceNow Certified System Administrator (CSA)

ServiceNow

Validation in ServiceNow platform configuration, user administration, incident/change workflow management, and operational catalog design.

APPLICATION DEVELOPMENT VERIFIED
ServiceNow Certified Application Developer (CAD)

ServiceNow

Credential verifying skills in custom application creation, script includes, business rules, client scripts, and automated workflow triggers.

06 EDUCATION

Academic Background

Formal education in Computer Science & Engineering and secondary schooling distinctions.

2021 — 2025 CGPA 8.23 / 10

B.Tech, Computer Science & Engineering (IoT)

Christ (Deemed to be University), Bengaluru

Comprehensive engineering foundation across Data Structures & Algorithms, Database Management Systems (DBMS), Operating Systems, Software Engineering, and Internet of Things.

2019 — 2021 CGPA 8.2 / 10 (78.10%)

Senior Secondary / Intermediate (Class XII)

Sri Chaitanya Junior College

Mathematics, Physics, and Chemistry (MPC) stream with analytical problem-solving foundation.

2015 — 2019 GPA 9.3 / 10

Secondary School Certificate (Class X)

Sri Swamy Vivekananda EM High School

Scholastic distinction across science, mathematics, and foundational humanities.

ACTIVITIES & LEADERSHIP

National Cadet Corps (NCC) — Air Wing

2022 — 2025

Active cadet participating in comprehensive training routines, drills, teamwork camps, and leadership exercises. Developed personal discipline, clear communication under pressure, situational adaptability, and proactive team collaboration.

07 RESUME
OFFICIAL RESUME Updated 2026

Ready for Professional Review & Evaluation

Download Charan's verified resume detailing his banking operations experience at Standard Chartered Bank GBS, academic credentials from Christ University, technical skills, and project blueprints.

CURRENT ROLE Liabilities Operations Apprentice Standard Chartered Bank GBS
EDUCATION B.Tech in Computer Science (IoT) Christ University · CGPA 8.23 / 10
PRIMARY IDENTITY Business Analyst Data Analyst · Software Developer
LOCATION Bengaluru, Karnataka, India Available for Opportunities
Download Resume (PDF) View Resume in Browser
08 CONTACT

Let's Connect.

Have an opportunity, business analysis role, data analytics project, or software opening? I am always open to discussing how business operations, data, and technology can work together effectively.

DIRECT EMAIL
PROFESSIONAL NETWORK LinkedIn Profile Connect directly for career discussions
CODE REPOSITORIES GitHub Repositories Software repositories and project implementations
LOCATION Bengaluru, Karnataka, India Available for on-site & hybrid roles

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